UP Energy has partnered with Zip Pay to offer you the opportunity to make the switch to solar on a monthly payment plan.


Zip is a safe, simple and convenient way to pay for your purchase over time.

It provides you with the flexibility to buy now and pay for it later with an interest-free payment plan.


The Zip process is entirely paperless and simple.


Once you are signed up, you receive a digital account (also known as a line of credit) for a set amount that allows you to make purchases and enjoy interest-free terms.


You only need to sign up once and can re-use the account as often as you like.




How it works?

    Complete your application and get a decision in  minutes!


    Zip pays to Up Energy on your behalf


You pay to Zip over the time in easy monthly payments

Frequently Asked Questions

You may read some of the Frequently Asked Questions below:



  • 1. Eligibility to Apply for Zip

    To be eligible to apply for a Zip Money account, you need to:

    • Be at least 18 years old

    • Be an Australian citizen or Permanent Resident

    • Be employed in some capacity

    • Be a homeowner

    • Earn more than $300 per week

    • Have a good credit history

    • Have your own valid and verifiable email address and mobile number


  • 2. Benefits of Zip now, pay Later ZIP

    You can buy today and pay nothing upfront. By paying with your Zip Money account, you can split the cost of your purchase and pay overtime. Zip Money pays Up Energy on your behalf, no money ever changes hands.

    You are also provided with a virtual account. So, for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no longer need to use your credit card or seek a loan elsewhere.


  • 3. Are there any fees?

    • There is no need for a deposit, so nothing to pay today.


    • A one-off establishment fee applies, see your contract for details. Don't worry this is added to your interest free balance. Please see your application and contract for details.


    • Minimum monthly payments do apply. See your contract and application for details.


    • Upon completion of the interest free period, interest will accrue at the standard annual percentage rate.


    • A $9.95 monthly account fee applies.


    Please refer to your contract, terms and conditions for further information.


  • 4. What happens if my payment is late?

    Zip may charge a late fee if your payment is 21 days overdue and you haven't contacted them to discuss the reason.


    If you're finding it difficult to meet your monthly Zip repayments, please contact their support team as soon as possible. They'll work with you to manage your payment obligations and help you towards an outcome.


  • 5. What else should I be aware of?

    Although Zip Money's interest free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.

    zip Money’s payment plans are interest free for up to 60 months, but please be aware that interest will start to accrue after the interest free period. To avoid this, you have access to see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

To find more about your no interest payment plan options, Please speak to Up Energy at 1300 115 849